Approval Odds
Good Chance(700+)
Instant Virtual Card
Apply for Instant Virtual Card from SBI Card
"This card offers a balanced mix of rewards and benefits. Consider your spending patterns carefully - if you spend heavily in the card's bonus categories, it can deliver excellent value. Always compare with alternatives before applying."
Priya Sharma
Senior Financial Analyst
Application Statistics
This Month
10,828
applications
Approval Rate
78%
avg. approval
Processing
24-48 hours
avg. time
360+ people applied for Instant Virtual Card today
Annual Fee
₹0
+ GST
Reward Value
~1.5% - 3.3%
Real Return
Rating
Is It Worth It? (Quick Math)
Worth the fee! ✅
You gain ₹9,000 per year value after fees.
Secure application via SBI Card official site.
Check Eligibility
Get instant eligibility results in 10 seconds
This is an indicative check. Final approval depends on bank's assessment.
Rate Alerts
Get updates on WhatsApp about Instant Virtual Card rates and offers.
Key Features
Rating Overview
Eligibility Criteria
Age
21+ Years
Income
₹0.3L / year
Documents
Rewards Program
Instant Virtual Card Rewards
Earn 2 points per ₹150 spent. Redemption value: Variable
Rewards Calculator
See if this card's rewards justify the annual fee
Benefits Breakdown
Core Benefits
Lifestyle
- •Dining Discounts
- •Movie Offers
Pros
Cons
- Annual fee might apply
Required Documents
Keep these documents ready before applying for Instant Virtual Card
Fees & Charges
| Fee Type | Amount |
|---|---|
Joining Fee First year fee | Nil |
Annual Fee From second year onwards | Nil |
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